Your financial well-being and that of your family is important to us. So we also specialise in helping you secure your loan and financial security by offering risk and life insurance.
Through our partnership arrangements with reputable insurance providers, we are able to offer you a range of different insurance options. This service offers free consultation so even if you are happy with your current insurer for your home, business or any other insurance requirement, we’ll be happy to provide you with a competitive quote to see if we could help you save money.
A bridging loan is often used by home owners who are moving on to their next home. A bridging loan is usually a short-term loan that is used when it is necessary to cover the gap between buying your next property before the existing one is sold.
This finance is generally secured against your property and allows you to utilise the equity in your existing property. Bridging loans usually carry a much higher interest rate than other types of loans, so if you believe you may need financing for a longer period, talk to us about your other options.
A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the honeymoon period, the loan becomes a standard variable rate loan and the repayments usually increase.
If you are planning to take advantage of a honeymoon rate, you will need to make sure that you can meet the higher repayments for the remainder of the loan once the honeymoon period is over. Keep in mind that you could also be faced with a fee at the end of the honeymoon period to switch to another loan option.